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Ken R Fisher & Associates, Inc.

KenFisherRealtors.com

This Website Is Purely Informational And Is Not In Any Way Intended To Be Nor Is In Any Way To Be Construed As A Negative or Derogatory Or Defaming Commentary Regarding Any  Member Of The National Association of REALTOR®s (NAR), The Indiana Association of Realtors® (IAR), The Metropolitan Indianapolis Board of REALTORS® (MIBOR) Or Any Particular Individual REALTOR® Whatsoever.  A REALTOR® Must Be A Licensed Real Estate Agent, But A Licensed Real Estate Agent Does Not Have To Be A REALTOR®.

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There truly is a Dark Side in the Real Estate Business (and you really do believe it NOW).  Have you lost your house, your credit, your credit score?  Are you upside-down in the value of your house and your mortgage company won't even talk to you.  Has Obama totally failed in his truly unbelievable promises ... did you really fall for it?  Most people don’t discuss the Dark Side because they don’t want others to know how uninformed and gullible they were!  Nor do they want to discuss the financial cost of their wrong decision and the scam that they fell for.  Some folks just go through life with a devil-may-care attitude presuming that everything will be all right … rude awakenings are often financial Nightmares!  The sub-prime mortgage scandal is an octopus-like nightmare grabbing everything in it's path (except apparently the rather rich folks who initiated the problems)!

The Housing Meltdown

 Real Estate is perhaps the largest industry in the United States.  It is definitely large enough for the federal and state and even local governments to pass laws to govern most of the segments of the business to protect the public and FIGURE WAYS TO TAX EVERYTHING THAT DOESN'T MOVE!  Laws are passed to establish guidelines and to prevent people from taking advantage of other people ... and to prevent unscrupulous Real Estate Agents and companies that say they are real estate companies from taking advantage of people.  Unscrupulous Real Estate Agents are definitely a part of the Sub-Prime Mortgage Scandal and heavy contributors to the economic downturn of the United States.  As you well know, some laws are enforced, many are not.  To a great degree, you are on your own ...  unless, you seek out the services of someone you know and can trust in the real estate related businesses and/or you deem it necessary to secure the services of a, perhaps unknowledgeable, attorney to secure compliance with the laws.  You should always check with the Better Business Bureau before proceeding.  It is your MONEY, it is your CHOICE!  Choose wisely!

In Real Estate, the concept of Teams may well be nothing more than a cover up or an excuse for a lack of experience.  Ultimately, a Team can be your financial downfall.  There is no 'I' in Team!  There is an 'I' in Business.  There is also an 'I' in Professional.  You can see every member of a basketball team or a football team.  You will see but one member of the Real Estate Team (and probably hear from one or two others that you believe to be on the team).  You can watch the Coach move people onto and off of the basketball or football playing field.  You will never see the members of the Real Estate Team ... who is the Coach ... who is doing what and how well ... do they know what they are doing ... are you getting the personal attention that you deserve ... the team leader often captures all of the production credit for the entire team.  Would it not be better for you to select an 'I' to work for you ... someone successful as an 'I' in the business and not needing the crutch or convenience or excuse of a team ... someone with whom you have met and interviewed and selected to work for you... someone who has, on a personal and individual basis, proved their worth to you ... someone who is responsible and responsive ...   someone with the training, knowledge and experience to handle the complete task at hand successfully ... someone who acknowledges where the "buck stops"!  It's always your CHOICE!  It is your MONEY!  The wrong CHOICE has and or will cost you a lot of time and money!

The big BUZZ WORD in Real Estate today is the Guaranteed Sale.  Some Guaranteed Sale Plans are upfront in what they offer to you ... many ARE NOT!  And then there is its' ugly  sister If I Don't Sell Your House, I'll Buy It.  You can easily find out what UPSIDE DOWN means!  You have the opportunity of losing your equity or profit in your current home as well as your savings and later find out that you have paid much more for the new home that it was really worth.  Your monthly payments for the rest of your life will tell the tale.  You did it your way!  You will pay the Piper!

This web site is a compilation of facts and fictions about the everyday business of real estate.  It is not intended to defame any particular person or company.  It fully complies with the Rules of Ethics and Standard of Practice of the National Association of Realtors® in that it must not ever disparage the actions or activities of a Realtor® per se.  You should seek out the knowledge and the necessary honest, well-trained, experienced and knowledgeable service providers before proceeding with what may be the largest investment in your life.  YOU COULD HAVE AN EVERLASTING SMILE OF SATISFACTION, but it could easily become your worst nightmare and even a potential disaster if you make the WRONG CHOICE!